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Intelligent Investor Score™

Beyond a Single Metric

Seven components combine business quality, financial strength, valuation and margin of safety.

Intermediate 9 min Not Started

In Simple Words

The Intelligent Investor Score combines seven components — business quality, financial strength, earnings stability, growth quality, valuation, margin of safety and risk — into one 0–100 score. It's inspired by Benjamin Graham's value-investing principles, but it is a research filter, not a prediction of profit.

Why It Matters

Value investing is about buying quality at a discount. The score surfaces companies that look strong AND cheap — but cheap can mean troubled, so always read the components.

Key Terms

The gap between price and estimated fair value — a cushion against error.

Value trap

A stock that looks cheap but is cheap for a reason — fundamentals are deteriorating.

How to Interpret It

If the score is high but the 'margin of safety' component is low, the company may be strong but expensive — quality without a discount.

Beginner Mistakes

  • Buying a high score without reading which components drove it.
  • Ignoring the value-trap warning when it appears.

Try It Yourself

Open the Intelligent Investor Score for one ticker. List its top component and its weakest — and what each tells you.

Key Takeaway

Quality + cheap = value. A high score without margin of safety is quality at full price.

Try It in WarifinWarifin Intelligence

Open the real tool to practice.

Educational Use Only:Warifin provides research and educational tools. Market investments involve risk, including possible loss of principal.

Knowledge Check

Choose an answer, then check.

1. A high score with low margin of safety means…

2. A value trap is…

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Quality Has a Price

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